Disclaimer
PLEASE READ THE REGULATORY INFORMATION AND TERMS OF USE CAREFULLY BEFORE YOU USE THIS WEBSITE
This website is operated and issued by Product Innovations Limited. The Overture, Opus, and Aria names are used under licence from PIL International Holdings Ltd. "Promoted in Association with Product Innovations" and "Promoted exclusively by Product Innovations" are service marks of PIL International Holdings Ltd.
The material on this website is directed only at persons who are Product Innovations' "intermediate customers" or "market counterparties" (as defined in the glossary to the Financial Services Authority's Handbook) or persons who would be classified by Product Innovations as an intermediate customer or market counterparty if they were its client. No other persons should rely or act on any material on this website.
The use and access of pages of the Product Innovations website is subject to the terms and conditions set out below.If you do not accept any of them you should exit this website now.By using or accessing any part of our website, you agree to be bound by the following terms and conditions, which may be amended by us at any time by updating them on our website. By continuing to use and access our website you agree to be bound by the amended terms and conditions.
Opinions expressed whether in general or both on the performance of individual products and in a wider economic context represent the views of the contributor at the time of preparation. They are subject to change and should not be interpreted as investment advice. Please contact an Independent Financial Adviser if you need advice.
General
The material on this website does not amount to investment, tax, legal or other advice. For advice on these matters you should consult your professional adviser.
The information contained within this website does not constitute an offer of or an invitation to apply for securities in any jurisdiction where such offer or invitation is unlawful or in which the person making such offer is not qualified to do so or to whom it is unlawful to make such offer or solicitation.
In relation to the information contained on this site, you should note that past performance is not a guide to future performance. The value of investments, and any income or benefits from them, can go down as well as up and you may not get back the amount you originally invested.If you wish to invest in a specific investment product marketed by Product Innovations Limited, you should consult your professional adviser and the risk warnings in the relevant marketing document for that product.
Copyright and Trademarks
Copyright © Product Innovations Limited 2005. The copyright and material on our website is owned by us and protected by the copyright laws of the United Kingdom and elsewhere.Adobe, Acrobat, the 'PDF' icon and the 'Get Acrobat Reader' icon are trademarks or registered trademarks of Adobe Systems Incorporated.
The Overture, Opus, and Aria names are used under licence from PIL International Holdings Ltd.
Private individuals are permitted to copy product materials for their own personal use but may not modify (except to complete form-fields), republish, transmit, store, reproduce, communicate, make commercial use of, or make available to the public any such information in any manner, including by linking to our website, without our prior written consent.
Professional advisors may copy product materials for the purposes of evaluating, marketing and recommending our products but may not modify (except to complete form-fields), and must acknowledge our copyright on all representations of such material.
Any unauthorised use, republishing, retransmission, storing, reproduction, communication or making available to the public or other copying or modification of any of the contents of our website or linking to our website may be in breach of statutory or common law rights which could be the subject of legal action. We disclaim all liability which may result from any unauthorised reproduction or use of the information on our website. All rights not expressly granted herein are reserved by us.
Terms of Use
Liability
To the extent permitted by law, we shall not be liable for any direct or indirect, special, incidental or consequential damages, arising from the use or access of or inability to use or access, interruption or availability of our website, its operation or transmission, computer viruses, loss of data or otherwise in respect of its use or the downloading or use of any software made available by us on our website and we shall not be liable for all claims, expenses, losses or liabilities in connection with any claim by a third party relating to the use or downloading of the software or data or arising from such use or downloading. Nothing in these terms and conditions shall exclude or limit our liability for death or personal injury arising from our negligence or the negligence of any of our officers, employees or agents or any other liability that we are prohibited from excluding or restricting by law.
Accessing / using our Internet Website
Our website is designed to be accessed via its principal homepages, and not direct to individual pages. If you access individual pages directly, you may not see important information and warnings which are necessary for a full understanding of our products and services and us generally. We accept no responsibility or liability for improper use of our website.
Unless the contrary is explicitly stated in the case of any product or service, our website contains only a summary of the information relating to the products and services referred to on our website. Therefore, if you are interested in finding out all of the information in relation to any of the products or services, you should seek further information from us by any of the methods indicated on the pages describing the products and services. Nothing on our website is intended to constitute advice to you.
Warranties
The software, information, materials and functions contained in our website including text, graphics, links or other items are provided on an "as is" basis excluding any warranty whatsoever, express or implied, including but not limited to warranties of satisfactory quality, fitness for a particular purpose and freedom from computer viruses. We exclude any liability for any errors in and omissions from information, materials and functions included in our website and for any third party websites linked to or from our website. Please note that any software is downloaded at your own risk. Product Innovations does not warrant the suitability of any such software which is downloaded and accepts no liability for any problems with your computer that may arise as a result.You have sole responsibility for adequate protection and back up of data and/or equipment and for taking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.If you are in any doubt as to the suitability of software to be downloaded for your computer, it is recommended that you obtain specialist advice before downloading.
Enforceability
In the event any provision of these terms and conditions of use and access of our website is held unenforceable, it will not affect the validity and enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.
Reliability of information
Information provided on our website is believed to be reliable when posted. However, we cannot guarantee that information will be accurate, complete and current at all times. All information on our website is subject to modification from time to time without notice.
Links to other Websites
The provision by us of a link to another website does not constitute any authorisation by us to you to access material held at that location, nor is it evidence of any endorsement by us of the material available there. We accept no responsibility or liability for the privacy of your personal information on such websites, as these are beyond our control. We will accept no responsibility or liability in respect of any materials on any website which is not under our control.


